About Closing Costs

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Certain standard costs are related to closing the sale of a home. Sellers and buyers almost always split these costs, as the sales contract specifies.

Many of the closing costs associated with buying a home are associated with getting the mortgage loan. At Capital Faith Financial Services LLC., we are highly experienced in mortgage lending, so we can compile a comprehensive report on mortgage-related costs in your "Good Faith Estimate".

Good Faith Estimates (GFEs)

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. This cost estimate is based on our past experience. It's important to note that while our GFEs are very accurate, we can't always predict costs to the penny. We answer buyers' questions about closing costs every day at Capital Faith Financial Services LLC., so don't hesitate to contact us if we can help answer your questions.

We've provided a general list of these costs below, but we will give you a specific list of closing costs, with amounts, very soon after you have completed your loan application. At Capital Faith Financial Services LLC., we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs

• Obtaining YourCredit Report
• Up-front Interest Payment
• Escrow Fees
• Taxes
• Loan-related costs
• Points — lower your mortgage interest rate (optional)
• Appraisal Costs

Property Taxes

• Insurance
• Recording Fees and Transfer Taxes

Homeowners Insurance

• Title Insurance
• Flood or Quake Insurance if applicable
• Private Mortgage Insurance (PMI)

Capital Faith Financial Services LLC. can help you understand closing costs. Give us a call: 2039758552.